Full reasoning chain
Every conclusion carries its reasoning and a citation to the source document, with agent actions and human overrides recorded in sequence.
Solution · Onboarding
Commercial client onboarding, without the voyage of discovery.
Commercial banking onboarding software that identifies what the business is, determines the KYC/CDD/BO/EDD requirements, gathers and validates the evidence, and gives onboarding and Financial Crimes a complete package for review.
ScopeEvidenceFinding
The work
What the file
actually takes.
Onboarding delay is rarely analysis. It is the loop of asking a client for documents, chasing them, and re-keying what arrives. RiskPulse runs that loop as part of the case.
01
Identify the client
Determine whether the entity already exists, what type of business it actually is, its jurisdiction, products requested, and relevant related parties.
02
Determine requirements
Apply the bank's policy to identify required CDD, BO, EDD, product-specific and supporting documentation.
03
Gather & validate evidence
Reuse existing documents, retrieve available external information, request what is missing, classify documents, extract data and validate completeness.
04
Complete due diligence
Validate entity information, ownership, registrations, licenses, screening, high-risk client requirements and applicable EDD activities.
05
Ready for review
Present gaps, blockers, evidence and completed requirements to onboarding / Financial Crimes for human review and approval.
Where the agents run
Plan. Examine. Report.
The same three agents run this case type as run every other. What differs is the policy behind them — the plan template, the dimensions scored, the tools available, and the report that comes out.
Requirements and readiness gate.
RiskPulse determines what is required for the client and product before the onboarding process progresses. It automatically completes what it can from available data and approved sources, identifies what must come from the client, and prevents only those downstream activities that depend on missing mandatory evidence.
- Requirements workspace — required information and documents by entity, product and client type, with live status and ownership
- Secure client collection — clients upload documents, answer questions, certify information and see outstanding requirements
- Policy-driven questions — initial questions driven by entity/product requirements, with additional questions generated from gaps and inconsistencies
- Readiness & blockers — clearly identify what is complete, what is missing, what is blocking onboarding and who needs to act
Policy for this case type
Configured,
not hardcoded.
Nothing on this page is fixed in the product. Every element below is a policy setting you define, which is why the same platform runs this case type and the four others.
- Domain
- Commercial banking — client categories and document requirements vary by entity type.
- Categories
- Client Categories - MSB, payment processor, healthcare, nonprofit, foreign FI, dealer, standard commercial client, etc.
- Risk dimensions
- Sanctions and PEP, beneficial ownership, regulatory standing, source of capital, operational conduct — weighted to your model.
- Plan template
- Entity type, domicile and product scope drive which tasks the Plan Agent may generate.
- Review gates
- Standard files can run to sign-off; enhanced and high-risk tiers can require review at every stage.
Controls
Defensible
after the fact.
The same governance and quality controls apply to this case type as to every other — because an examiner does not lower the standard for the harder files.
Quality control
Sampling built in
A sampling methodology sits behind this case type, so your quality team can assess a representative sample rather than reviewing at random.
Quality assurance
Independent assessment
A separate set of agents assesses case quality end to end against your methodology — a second opinion on the work.
See it on your own file
Bring a real case.
We’ll show you the workflow.
Pick a real file or a closed case and see how RiskPulse plans it, evidences it, and writes it up under your policy.
Request Demo