Full reasoning chain
Every conclusion carries its reasoning and a citation to the source document, with agent actions and human overrides recorded in sequence.
Solution · Correspondent Banking
The relationships behind the relationship.
Correspondent banking AML investigations for respondent relationships and nested activity. Correspondent banking is among the hardest financial-crime work there is: a bank must assess activity it can observe, across relationships it does not fully control, on information that is often incomplete or several layers removed from the underlying customer. RiskPulse brings the respondent, its questionnaires, the payment activity, the counterparties, the intermediary institutions, screening and policy into one investigation — then produces an evidenced assessment that separates what was established, what was inferred, and what could not be determined.
TraceResolveEvidence
The work
What the review
actually takes.
A correspondent review is not a single screening check. It is an investigation across the respondent, its activity, the parties behind that activity, and the evidence a correspondent can actually see. RiskPulse parses the raw output of your transaction-monitoring system — alerts, wire messages, free-text remittance fields, party and institution references — and reconstructs the case from it.
01
Trigger & scope
The review opens on an alert, event or review cycle and is scoped to the respondent, the applicable scenarios, products, jurisdictions, counterparties and transaction activity.
02
Questionnaire & context
Questionnaire responses, KYC and respondent documentation are read alongside the observed activity. Missing, inconsistent or unsupported information is identified rather than silently assumed.
03
Activity & relationship
Payment flows are reconstructed across originators, beneficiaries, respondent and intermediary institutions. Routing chains, nested activity, concentration and unusual counterparties are assessed in context.
04
Risk assessment
Parties are resolved and screened against sanctions, PEP, adverse-media, registry and approved sources. Party, transaction, jurisdiction, business-context and alert risk are evaluated against your policy and the case evidence.
05
Disposition
RiskPulse assembles the case-level position, rationale, citations, mitigants, unresolved limitations and any ongoing-monitoring obligation. The investigator remains responsible for the final disposition.
Where the agents run
Plan. Examine. Report.
The same agentic framework runs correspondent banking as every other RiskPulse case type. What changes is the policy behind it — the plan template, the risk dimensions, the tools, the evidence required, and the report structure. The result is not a generic summary; it is an investigation assembled from the facts, relationships, policy and evidence of that specific case.
Plan
Plan
Interprets the case, the applicable policy, the available data and the investigation requirements to build a case-specific plan — adapting to the parties, scenarios and evidence present while keeping the required policy checks in place.
Examine
Examine
Executes the plan across transactions, parties, institutions, screening sources, external evidence and policy criteria — invoking different tools and steps as the case requires, and retaining the underlying evidence for review.
Report
Report
Consolidates the findings into a structured case assessment — preserving material risks, mitigating factors, supporting sources and the limitations of the investigation, in the format your teams require.
Pulse — the case-level view.
Pulse surfaces the overall risk position, the key facts, the conclusions and the supporting context of the whole investigation in one place. Validated changes at the underlying narrative and report levels flow through to the case-level view, so the position an investigator signs off is the position the evidence supports.
- One risk position — composite score and per-dimension breakdown, each traceable to the evidence beneath it
- Key facts surfaced — the parties, the routing, the concentration and the alerts that drive the case, not a flat summary
- Changes propagate — a validated edit to a finding updates the narrative, the report and the case-level view together
- Investigator decides — the disposition is proposed with its rationale; a person adjudicates before anything counts
Trace it across every hop.
A single settlement can cross half a dozen institutions before it lands. RiskPulse reconstructs the whole chain, resolves each party in it against inconsistent names and identifiers, screens them, and shows when the same beneficial owner sits at both ends — the difference between an inter-bank self-transfer and layering to external parties.
- Relationship reconstruction — originators, beneficiaries, respondents, intermediaries, routing chains and nested activity connected across the case
- Entity resolution — inconsistent names, identifiers, addresses, countries, branches and aliases reconciled while source lineage is preserved
- Transaction context — amounts, currencies, timing, concentration, scenarios and geographic exposure assessed together, not as isolated fields
- Explicit limitations — what is observable, what depends on another institution's information, and what cannot be established from the evidence
Validation
Tested against real
investigation requirements.
RiskPulse's correspondent-banking capability has been tested in a controlled evaluation with a large global bank, using representative transaction-monitoring cases and investigator-defined assessment criteria. The evaluation also informed enhancements to the platform's investigation workflow, evidence model, validation controls, versioning and quality-review experience.
01Case & counterparty analysis
02Completeness
03Accuracy
04Explainability
05External-data enrichment
06Entity resolution
07Human-in-the-loop adjudication
08Evidence & auditability
09Case reporting
Policy for this case type
Configured,
not hardcoded.
Correspondent programs differ by institution, jurisdiction, respondent type, product and risk appetite. RiskPulse is designed around configurable policy rather than fixed investigation logic — which is why the same engine runs this work and every other case type.
- Domain
- Correspondent banking — respondent categories, products, jurisdictions, review types, escalation requirements and monitoring obligations.
- Risk dimensions
- Party, transaction, jurisdiction, business context and alert risk — weighted to your correspondent policy, with override rules for conditions that force an outcome regardless of score.
- Plan template
- The checks that must run, when they apply, the tools and data sources available, and the evidence expected from each step.
- Report template
- Your review format, including the constraints section and the ongoing monitoring obligations your policy requires.
- Tool access
- Internal transaction and party data connected with approved screening systems, curated data providers, registries and external research sources.
Controls
Defensible
after the fact.
The same governance and quality controls apply to this case type as to every other — because an examiner does not lower the standard for the harder files.
Quality control
Sampling built in
A sampling methodology sits behind this case type, so your quality team can assess a representative sample rather than reviewing at random.
Quality assurance
Independent assessment
A separate set of agents assesses case quality end to end against your methodology — a second opinion on the work.
See it on your own file
Bring a real case.
We’ll show you the workflow.
Bring a correspondent file with complex routing, nested relationships, external evidence and competing risk signals. We will show you how RiskPulse plans the investigation, resolves the entities, reconstructs the activity, applies your policy, evidences the findings, and produces a defensible case assessment.
Request Demo